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initial tagsEvery year, the holidays present me with a big problem. There are a lot of people I'd like to give gifts to. There's not necessarily a ton of extra money in the bank account. What's a girl to do?

Well, one thing I've learned is to shop the sales. Right now, there's a whole bunch of great horse jewelry on sale. Check it out - there are tremendous savings, with some items discounted more than 50%.

I'd like to point out some of the most affordable gift items - fantastic horse jewelry you can give for under $100.

Let's start with the Sterling Silver Initial Tag Pendant. This is a fantastic gift for tweens, teens, and young adults as well as your favorite horsewoman. All 26 letters of the alphabet are available - great news if you've got a Xavier or Uma on your list! - and best of all? Only $25!

NPC0025Next is the Spruce & Tipper Bracelet. Sexy leather with a stainless steel plate and 18K gold accents, this bracelet is available only in a size 8, which makes it a great choice for people with larger wrists - especially guys! Engraved, it's $90 - but it's such high quality your recipient will think you spent so much more.

(As an aside? If you have a horseman or horsewoman on your list who's impossible to shop for, give them a gift certificate and let them choose for themselves. It's smart, simple and stress free!)

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Gorgeous Equestrian Keychains

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Emerald Horse Jewelry

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